Suzanne Voter

Broker & President

Suzanne Voter began her career as a consumer loan officer in San Francisco. In 1988, she was promoted to assist with the opening of an outside real estate loan center in Sacramento. It was this experience that led her to conclude that she could better serve clients by brokering. Suzanne obtained her real estate license in 1988, and became a mortgage broker in 1989. That same year, she established Delta Home Loans in Nevada County. Her areas of specialization include all types of loans, construction loans, and super jumbo loans for high-profile clients and those with complex financial pictures. Suzanne married John Voter in 1992, and they are parents to two young sons. She enjoys living and raising her children in a small town, but her heart belongs to the big city. She takes every opportunity to gather ideas and financing trends from the larger loan brokerages in and around the Bay Area and Southern California -- sharing them with her staff to better serve Delta's clients.

Phone: (530) 478-8383
Email: suzanne@suzannevoter.com

John Voter

Co-Owner & Loan Consultant

Born in Weisbauden, Germany, John Voter is a veteran of the U.S. Airforce. He moved first to Maine and then to California, where he was stationed at Beale Air Force Base. He has been in sales management and finance since his discharge from the military, and joined Suzanne at Delta Home Loans in 1992. John has been trained by Tom Hopkins, Zig Zigler, and Jackie Cooper. It is through these distinguished mentors that he came to develop a strong sense of commitment, integrity, and loyalty. His high energy and determination to satisfy his clients keeps them coming back and referring friends and neighbors - the highest compliment in the lending business. Strongly committed to family and community, John is actively involved in Big Brothers/Big Sisters, Grass Valley Chamber of Commerce, Executive Board of The Food Bank, and families in need. He is involved with super bike racing teams and the proud owner of a world-record championship drag bike.

Phone: (530) 478-8383
Email: johnvoter@deltahl.com

Kim Wydra

Loan Consultant

Kim, who has an MA in Business Management and Finance, embarked on a career in lending in 1985 when she was hired as a loan officer with Sacramento Savings Bank, a prolific home real estate lending organization. In 1994, Kim ventured into private lending and joined up with John and Suzanne Voter at Delta Home Loans and has been a valued team player ever since.Kim has a broad range of experiences that span the gamut of loans from commercial to reverse mortgages. Her 20 years of experience with construction lending, makes her an expert in this lending specialty. Kim presently serves on the Selection Board for Habitat for Humanity and uses her expertise in the lending field to qualify applicants for this worthwhile program. She is also a member of the Kiwanis and an ardent supporter of Nevada Union Football. Kim cares about her clientele and will go the extra mile to insure that her customers are satisfied. She works 24-7 to meet deadlines for her customers.

Phone: (530) 478-8383
Email: Kim@deltahl.com

John Taber

Loan Consultant

As a member of the Delta Home Loan team I pride myself on personal service. I will custom tailor your loan to make sure that it is affordable and make the often-difficult process as easy and stress free as possible. With over 35+ years of combined experience, Delta is the right choice for any real estate finance need you may have, residential or commercial.

Mobie: (530) 913-9153
Email: jetaber@deltahl.com
Web: www.jetaber.com

Tad Koklich

Loan Consultant

Born in Stanford California, The son of a Martial Arts master and Artist, he spent his younger years studying, racing motorcycles, fishing with his Grandfather and volunteering his time at the local youth center. He learned at a young age that treating people like you would like to be treated yourself went a long way. He has a diverse career background which includes sales, finance and customer service the last of which was a customer service based start up company during the dot com wave. He then relocated to Nevada City in search of a slower paced family oriented community. Shortly after relocating, Tad joined the team at Delta Home Loans. Since then he has worked tirelessly to deliver  a high level of customer service while maintaining the integrity, honesty and morals he learned in his younger years. Weather it's a cabin or a castle you can have confidence that he will do his best to make your dreams come true.

Phone: (530) 272-0624
Email: tad@deltahl.com

 

Jennifer Friedrichs

Loan Consultant

Jennifer graduated from U.C. Davis with a Bachelor of Arts in Pre-Law/Political Science in 1993. Keeping on track with pre-law, she completed a two year paralegal program. For the next six years she worked as a legal assistant centered on real estate law. Jennifer then began working for a top producing real estate agent as an assistant. From flyer girl to hunting for that septic tank to helping out at open houses, she did it all. However, she found being elbow deep in paperwork was her niche, so she quickly moved up to Escrow Coordinator. Yet her ambition drove her to continue on and learn the mortgage business. In 2001, Jennifer joined the Delta team as an assistant loan processor. She advanced quickly given her eagerness for knowledge. Jennifer has taken the next step and become a loan consultant. She is very capable of doing an excellent job from start to finish. She has the experience to help solve any problem, the ambition to follow a loan through and the skill to ensure a smooth transaction.

Phone: (530) 401-1812
Email: Jenny@deltahl.com